Staring Down the Barrel of a Trigger Lead.

When we first began helping people with their credit we had noticed a trend of our clients who after being pre-approved for their home loans, were suddenly having new collections hit their credit right before closing, This couldn’t be a coincident. My gut told me there was more to this. I began my investigation. What is a Trigger lead? It’s …

Settling Old Bad Debts and How It Affects Your Credit Score

There is an overwhelming amount of contradicting information about what to do and what not to do with your credit and credit score. And to make matters worse, they all seem to come from trusted sources. “Experts” who carelessly spew out the same general advice with no regard to specific situations. Every day I meet clients who have been misinformed and were …

Mixed Credit Reports are Often Mistaken with Identity Theft

I often receive calls from desperate clients proclaiming that they are a victim of identity theft, someone having used their personal information to acquire credit and etc.    After investigating there situation we determine that they’re a victim alright, but not from an individual preying on their good credit, rather the credit bureaus mixing there information or commingling someone else’s information with …